Compliance & Risk Management for Toronto SMBs
Expert compliance consulting for Toronto SMBs. PIPEDA, PHIPA, SOC 2 compliance for legal, healthcare & finance. Canadian regulatory expertise you can trust.
Canadian cyber insurers now require documented evidence of specific controls before issuing or renewing coverage. Failing to have these controls — or misrepresenting them on your application — can void your policy at claim time. The most common conditions underwriters verify: multi-factor authentication (MFA) on all remote access and email, endpoint detection and response (EDR) on all endpoints, tested and offsite backups (with immutable copies), privileged access management, and an incident response plan. G4NS delivers a cyber insurance readiness audit that maps your current controls against your insurer's questionnaire and closes the gaps.
SOC 2 Type II is an audited attestation that your organization's security controls have operated effectively over a defined observation period — typically 6 or 12 months. The audit evaluates controls against the AICPA Trust Services Criteria (TSC): Security, Availability, Processing Integrity, Confidentiality, and Privacy. Unlike Type I (point-in-time), Type II demonstrates sustained control effectiveness. G4NS prepares your organization for the observation period: implementing the required controls, building the evidence collection process, and running internal readiness assessments before your external auditor engages.
OSFI Guideline B-13 (effective January 2024) establishes technology and cyber risk management expectations for all federally regulated financial institutions. Requirements span three domains: Governance and Risk Management (technology risk appetite, board oversight, third-party risk), Technology Operations (asset inventory, patch management, resilience, change management), and Cyber Security (threat and vulnerability management, incident response, cyber testing including penetration testing). G4NS helps FRFIs document compliance, implement missing controls, and prepare for OSFI supervisory reviews.
PCI-DSS v4.0 (effective March 2024) requires 12 core requirements grouped into 6 control objectives: build and maintain a secure network, protect cardholder data, maintain a vulnerability management program, implement strong access control measures, regularly monitor and test networks, and maintain an information security policy. Most Toronto SMBs are SAQ-level merchants — we complete your SAQ (Self-Assessment Questionnaire), identify cardholder data flows, implement network segmentation, and configure quarterly vulnerability scans with an ASV (Approved Scanning Vendor).